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Do you only provide car loans?
We offer personal finance for cars and any worthwhile legal purpose. Minimum loan is $5,000.00. Motor vehicles preferably no more than 10 yrs old (older cars can be financed with an Australian Personal Loan - Unsecured-see below).

Unsecured personal loan?
Call (03) 8506 0130 or go to our website http://www.australian-personal-loans.com/ for an unsecured personal loan, suitable for holiday loans, debt consolidation, furniture, and for all general purpose use, even older cars & boats unsuitable for the secured finance above. Minimum loan is $5,000.

How long does it take to get approved?
Usually within 24 hours. Once approved, original finance documents must be signed and the supplier or yourself will be paid directly usually within 1 day.

Can I get pre-purchase approval?
Yes, providing the motor vehicle for intended purchase will be less then 10 years old.

Are your interest rates competitive?
ACL will consistently monitor current interest rates to maintain and offer the most competitive deals in Australia.

Can I buy a car privately? Can I buy from a dealer?
Dealer, auction, private sale and re-finance are welcome.

Can I make extra payments?
Extra payments of any amount can be made at any time by cheque, cash, direct deposit and BPAY where applicable.

Have more questions?
Call (03) 8506 0130 and we will be most happy to answer all your enquiries.

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